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Santa Clara Mortgage Broker

Mortgage lender in Santa Clara

home financingRichard Wang is a Santa Clara Mortgage Broker with 14 years of experience who facilitates 1-4 unit residential refinance and purchase home loans in Santa Clara. Easing the path to 1st time homebuyer is our highest priority.

When searching for a home financing in Santa Clara, "certainty" about what you can afford and the potential pitfalls you may encounter are paramount to a buyer's psyche and customer satisfaction. In addition, our competitive rates and critical strategical approach allow our customers to enjoy the lowest interest rates for the right loan program that fits their individual risk profile.

Richard Wang at The Loan Story offers an educational sanctuary providing sound advice and strong advocacy to potential and existing home owners in search of real estate financing anywhere in Santa Clara.  Our proven work quality and consistent production allow us to offer the best wholesale rates available to pass on to our customers.

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Testimonials From Happy Customers

  • Having only bought three houses in my lifetime, I had limited experience with using a mortgage broker. The first time I used a mortgage broker, I found him to be competent, securing a loan that I needed to buy my first home in California. However, after having worked with Richard at Veridian (note the company has changed its name to "The Loan Story"), I quickly found many differences that have helped me understand the difference between "good value" and "great value".
    Greg D. San Jose, CA
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  • Richard and Aline did great working on our refi. We had multiple tight spots to work around - with the market as it is now lenders are picky, appraisals are a throw of the dice, and that's in addition to the usual randomness that accompanies these requests.. The team at Veridian helped us work around all of these calmly and professionally, and were always willing to listen to our requests and concerns. Highly recommended. 
    Anand H. Mountain View, CA
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  • Doing business with Veridian is a Five Star pleasure. Refinancing can be a pain, but Richard Wang and his staff make the whole process as simple and easy as possible. Importantly, you are treated fairly and honestly. And that is a reflection of Richard Wang's character--a fair, honest and truly helpful person. No pretensions. Nothing hidden. Too bad Richard Wang isn't overseeing the entire housing finance market. Had he done so, there would not have been the financial meltdown.
    Jeff W. San Mateo, CA
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  • My husband & I have refinanced our home several times over the years, due to the dropping rates. A few years ago a friend referred me to Richard and since then our last few refinances have been with him. In a market which can be saturated with confusing and often questionable business practices it is refreshing to find someone with the honesty, intellect, and the work ethic that he has. He has made a once confusing and cumbersome process quite straightforward and understandable.
    Patricia H. San Jose, CA
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  • My partner and I have known Rick and his team for many years and have financed and refinanced several loans with Veridian. Rick, Debra and the rest of the team have always treated us like important customers (and we're not financing mansions!). Closing a home mortgage loan is a daunting task these days, but Veridian manages the whole process with friendly professionalism until the job is done. I recommend them frequently to friends and family.
    John P. Irvine, CA
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  • I got a great rate from Richard Wang - 3.875% 20 year fixed, conforming. The approval process could have been a pain from what I understand because I am self-employed. But Richard and his staff got all the required documentation together and made it go through. Good job, Richard ! 
    Chris B. Mountain View, CA
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  • We were referred to Richard recently for our first home mortgage. Richard was very professional, honest and upfront with all the costs. He was very patient during the whole process as well, since we had a lot of questions as first time home buyers. He and his staff were very detail-oriented. Our loan application process went very smoothly.
    Mendy M. Santa Clara, CA
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  • I have used Richard Mortgage on two refinances. They've been fabulous to work with! They provide tmely information and good lines of communication with the lenders. In what's become a crazy world of mortgages Richard and his team made the process clear and pain-free. I highly recommend them.
    Melissa H. Sunnyvale, CA
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  • Richard and Veridian Mortgage are awesome! He has refinanced my home 2 times in the last couple years. Its always an easy process. More importantly, I have referred to him a number of my clients. All of them have been very happy with his process and service. I would recommend him again and again. 
    Brian L. San Jose, CA
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Real Estate Broker
CA Bureau of Real Estate
License 01144748|NMLS 334072

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Santa Clara Mortgage Broker
275 Saratoga Ave, Ste 220
Santa Clara, CA 95050
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Phone: (408) 567-0808
FAX: (408) 228-3330
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